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Property Time Limits

The Two Clocks Running Behind Your Separation

One clock starts when your divorce order becomes final. The other started the day your de facto relationship ended. Miss either one and you need the court's permission just to be heard.

TM
Tracey McMillan·8 minute read·Updated 3 September 2026

Legally reviewed by Tracey McMillan · 3 September 2026

Editorial illustration: The Two Clocks Running Behind Your Separation

You have 12 months from the date your divorce order becomes final to sort property and spousal maintenance, either by filing in court or by locking it in with consent orders. If you were de facto, you have 2 years from the date you separated. Miss it and you need the court's permission to proceed at all.

That is the whole answer. Now here is why men keep getting caught by it.

The divorce clock does not start when you think it does

Most men assume the clock runs from the day she moved out. It does not.

For married couples, section 44(3) of the Family Law Act 1975 gives you 12 months from the date the divorce order becomes final. Not the date of separation. Not the date you filed. The date on the final divorce certificate.

Which creates a strange bit of maths that trips people up. To apply for a divorce at all, you need to be separated for 1 year and 1 day. That waiting period has nothing to do with property. You can settle property the week after separation if you want to. Nothing stops you.

So you can go years apart, never bother with the paperwork, and no property clock is ticking. Then you finally file for divorce because you want to remarry, or because your accountant nagged you, and the moment that order becomes final you have handed yourself a hard 12-month deadline you did not know you were creating.

The stakes: men who leave property "until later" often file for divorce first because it feels like the tidy administrative step. It is not tidy. It is the starter's pistol.

The tactical ask: pull out your divorce certificate. Find the date the order became final. Put a reminder in your phone for nine months later, not twelve. Then run the dates through our divorce date calculator so you are working off the real numbers instead of a vague memory.

Translation: the divorce is the easy bit. The 12 months it switches on is the bit that bites.

No-fault means no-fault

While we are here, kill the fantasy.

The only ground for divorce in Australia is that the marriage has broken down irretrievably, and the way you prove that is 1 year and 1 day of separation. That is it. The court does not care who left. It does not care if you slept with someone. It does not care if she did something wrong or you did.

Every week a man asks whether her behaviour will change the divorce. It will not. Divorce is a status change, not a verdict.

What conduct can matter is elsewhere: family violence now has to be considered for its economic impact on contributions and future needs in property. Different question, different section of the Act, different fight. Do not confuse the two.

The tactical ask: stop building a case for the divorce application. There is no case to build. Put that energy into your property settlement evidence, where it actually counts.

Translation: nobody gets a scoreboard for the divorce. Save your ammunition for where it lands.

The 2-year de facto limit and the fight over the date

De facto is a different animal, and harder.

Under section 44(5), you have 2 years from the end of the relationship to file for property or maintenance. Not from any certificate. From the separation date itself.

There is your problem. There is no certificate for a de facto separation. No stamp, no registry, nothing. In an on-again, off-again relationship, that date is frequently contested, and the argument gets ugly and evidence-heavy fast. She says the relationship ended in March. You say it limped on until November. Two years later, that difference decides whether you get a hearing.

And before any of that, section 90SB means you need to qualify to make a claim at all. Generally the relationship must have lasted at least 2 years total, or there is a child of the relationship, or you made substantial contributions (financial or otherwise) and it would be a serious injustice to leave you with nothing.

So de facto men face two separate 2-year tests: were you together long enough to have rights, and did you act quickly enough to use them.

The tactical ask: write down your separation date now and find the paper that supports it. The lease change. The bank account split. The text message where one of you said it was over. The Medicare address update. Contemporaneous documents beat memory every single time in a courtroom.

Translation: in a de facto matter, the date is not a fact. It is a fight. Bring receipts.

Out of time is not the end, but it is not a formality either

Miss the deadline and you are not automatically finished. You are just no longer in control.

Sections 44(4) and 44(6) let you apply for the court's leave, meaning permission, to bring your application late. To get it you must satisfy a hardship threshold: real, demonstrable hardship to you or a child if the court refuses.

Here is the truth: there is no formula. Leave is discretionary. Proving hardship does not guarantee you get through the door. And even if you do, you have now spent money and months fighting about whether you are allowed to have the argument, before anyone has looked at a single asset.

Some men roll the dice and win. Plenty do not. It is a rotten position to volunteer for.

The tactical ask: if you think you are close to the line, or already over it, do not sit on it another fortnight hoping it resolves itself. Delay is the one thing that makes a leave application harder. Check where you sit with the property settlement time limit calculator.

Translation: in time, you have a case. Out of time, you have a request.

What the deadline actually protects you from

Men sometimes hear "time limit" and think it only cuts against them. Wrong way round.

The deadline is also the thing that eventually shuts the door on a claim against you. Assets keep moving after separation. You get a promotion. Your super grows. You buy a place with someone new. Until property is finalised by orders, that pool is not settled, and the longer it drifts the messier the arguments about what belongs to whom.

Since 10 June 2025 the four-step process for dividing property is written directly into the Act: identify and value everything, weigh contributions (including homemaker and parenting work), look at future needs, then ask whether the result is just and equitable. That last step is the whole ball game. Disclosure is now a statutory duty too, and it applies even if you never see the inside of a courtroom.

The tactical ask: finalise property with orders. Consent orders if you can agree, court orders if you cannot. A handshake and a bank transfer is not a settlement. It is an unfinished argument with your name on it.

Translation: an informal deal does not close the file. Only orders do.

The move most men should make this week

Separation makes people passive. Not lazy, just flattened. Your nervous system is running on fight-or-flight, and in that state "deal with it later" feels like a decision. It is not. It is a default.

Deadlines do not care how you are coping.

The tactical ask: three things, this week. One, find your separation date or your final divorce date and write it down. Two, run it through both calculators. Three, if you are inside twelve months of either deadline, get advice now, not after Christmas. If cost is the reason you are stalling, look at how we handle fees before you decide you cannot afford to act. Forge works with men in every state and territory except Western Australia.

Translation: the clock does not negotiate. You either beat it or you ask permission.

Book the advice. Then go and find that certificate.

FAQ

Do I have to be divorced before I can split the property?

No. You can settle property the day after separation if you both agree. Divorce and property are separate processes, and doing the divorce first is what starts the 12-month property clock.

How long after divorce can I claim property in Australia?

Twelve months from the date your divorce order becomes final. After that you need the court's leave to file, which is discretionary and requires showing hardship.

We were never married. How long do I have?

Two years from the date the de facto relationship ended. You also need to qualify under section 90SB, usually a relationship of at least two years, a child of the relationship, or substantial contributions.

What if we cannot agree on when we separated?

Then it becomes an evidence contest, and the man with contemporaneous documents wins that contest more often than the man with a confident memory. Leases, bank records, messages and address changes all carry weight.

Does it count if we sorted it ourselves without a lawyer?

Not unless it is in consent orders or a binding financial agreement. An informal split leaves the claim open until the time limit expires, and even then it can be reopened with leave.

Can I do parenting and property at the same time?

Yes, and most people do. They run on different rules though, so get advice on both rather than assuming a deal on one settles the other. Start with property and parenting.

Primary sources

Consulted in researching this guide:

More from Tracey: watch & listen →

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